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11,011 dollars c'est le montant du transfert intergénérationnel par an entre Baby Boomers et leurs enfant ou petits enfants (06/03/2017)

According to a new 2,000-person survey by TD Ameritrade for the US market. On average, millennial parents ages 19 to 37 said they received in annual financial support and unpaid labor from their boomer parents, ages 50 to 70 : $8,684 on child care, $2,543 to pays bills, plus to pay for debits or entertainment.

 

PROVIDING CHILD CARE

$8,684 — came in the form of unpaid labor

Boomer grandparents provided 14.3 hours of primary child care per week and 9.2 hours of back-up care or babysitting. Millennials also said their parents spend more than 10 hours a week helping them prepare meals, clean the house and run errands.

 


HELPING KIDS PAY BILLS

Baby Boomers helped them financially in the past year and gave them $2,543 on average, according to the survey. Grandparents said they provided their children with $4,527, on average, in the past year.

Rent/mortgage: The biggest bill boomers helped pay was the mortgage or rent. The 15 percent of millennials who got help with housing reported receiving $2,033, on average. However, boomers reported providing $3,462 in support.

Car payments: The survey found that 14 percent of millennials said they got help making car payments and received, on average, $787. However, parents said they gave their adult children $2,239, on average, for car payments in the past year.

Groceries: Almost a quarter of millennials said their parents help them pay for groceries ($423, on average). Boomers said they gave their kids $898, on average, last year.

Utilities: Fifteen percent of millennials received support from their parents for utility bills and got $408, on average. However, parents said they gave their children $607.

Cellphone: Almost 20 percent of millennials said their parents help them pay their phone bills. On average, they said they received $262. Parents, though, reported giving their children twice as much — $547, on average.

 

PAY KIDS’ DEBTS

12 percent of millennials said they got help making student loan payments last year. On average, they claimed to receive $625 from their parents. However, boomers who said they provided their kids with support for student loan payments said they gave $3,758.

Millennials who got help paying credit card bills reported receiving $600, on average, in the past year. However, parents reported giving their millennial children $2,051 for credit card bills.

 

PAY FOR ENTERTAINMENT

30% of millennials said their parents helped them pay for meals out and entertainment in the past year.

Those who received support said they got $235, on average. Parents, however, reported giving their millennial children $632 for these purchases.

Boomers are also helping their adult children take vacations. Millennials who received support from their parents to take trips said they got $665, on average. Parents reported giving their children almost twice that much — $1,120.

February 2017

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